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    • Home
    • About Us
      • Meet the Director
      • Our Mission
      • Our Values
      • Our Lenders
    • Services
      • Investment Finance
      • Home Finance
      • Bookkeeping
      • Education Seminars
    • Social Responsibility
      • Charity & Not-For-Profit
      • Local Business
    • Contact Us
      • Email
      • Phone
    • POD CASTS
      • Landlords' Association
      • PRIME
    • Testimonials
    • Tutorials
Prime Finance & Business Services
  • Home
  • About Us
    • Meet the Director
    • Our Mission
    • Our Values
    • Our Lenders
  • Services
    • Investment Finance
    • Home Finance
    • Bookkeeping
    • Education Seminars
  • Social Responsibility
    • Charity & Not-For-Profit
    • Local Business
  • Contact Us
    • Email
    • Phone
  • POD CASTS
    • Landlords' Association
    • PRIME
  • Testimonials
  • Tutorials

Borrowing Capacity and Serviceability

If you want to purchase a home or investment property, the first question people usually ask is, "how much can I borrow?" 

The amount you can borrow and comfortably repay is known as borrowing capacity and serviceability.


If you would like to find out how much you can borrow, feel free to give us a call for a no obligation free chat. 


Interest

Interest can mean lots of things. This video concisely explains what interest is in relation to home loans and lending. 


Want more free education? Call us and arrange a time to sit down and have a chat. 


Deposit

One thing thing that lots of people worry about is saving for a deposit? How much do I need? How long will it take? 

This video concisely explains what a deposit is in relation to home loans and lending. 

Don't have a big deposit? That's OK. There are lots of options to support people with little or no deposit. Give us a call and we will make a time to have a chat and explain. 


Lender's Mortgage Insurance (LMI)

This video concisely explains what Lender's Mortgage Insurance (LMI) is in relation to home loans and lending, as well as some of its benefits and downfalls.  


Loan to Value Ration (LVR)

This video concisely explains what Lender's Mortgage Insurance (LMI) is in relation to home loans and lending, as well as some of its benefits and downfalls.  

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